Career Explorer Office and admin
Changing shape
Credit authorizers, checkers, and clerks
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
Among the careers AI is changing fastest: more resilient than 4% of the 831 careers we score. AI exposure is very high (the Bureau of Labor Statistics rates it very high), and US jobs are projected to change by -7.4% by 2035, expected to shrink. The work leans on emotional intelligence and ethical judgement.
AI can do many of the tasks, and hiring is expected to grow slower than average or to shrink. The job is likely to change, so build the human parts of it.
- Median pay (2025)
- $50,080
- Job growth to 2035
- -7.4%
- Openings a year
- 900
- People doing it (2025)
- 12,200
- Usual route in
- High school diploma, then moderate on-the-job training
Where people already use AI for this work
- Analyze business or financial data
- Compile records, documentation, or other data
- Perform administrative or clerical activities
From Microsoft Research, Working with AI (2025).
Work AI rarely helps with
- Maintain sales or financial records
- Collect data about consumer needs or opinions
- Interview people to obtain information
What the work looks like
- Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
- Keep records of customers' charges and payments.
- Compile and analyze credit information gathered by investigation.
- File sales slips in customers' ledgers for billing purposes.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
From O*NET 31.0, US Department of Labor.
What the Bureau of Labor Statistics expects
- Fewer of these jobs, as automation allows this work to be done more efficiently, reducing the need for these workers.
Careers using similar strengths, with a stronger outlook
- Eligibility interviewers, government programsChanging shape, Index 9, +1.6%
- New accounts clerksChanging shape, Index 6, -6.5%
- Court, municipal, and license clerksChanging shape, Index 13, +3.4%
- Receptionists and information clerksChanging shape, Index 7, -1.7%
Also known as: Commercial Credit Reviewer, Credit Investigator, Credit Processor, Credit Representative, Commercial Loan Reviewer.
Is this career on your child's list?
Build a free Career Playbook matched to your child, or get a 90-day Action Plan with dated next steps, written for your child by name.
Sources: US Bureau of Labor Statistics Employment Projections 2025 to 2035; O*NET 31.0; Microsoft Research (2025); Anthropic Economic Index (2026); Eloundou and colleagues (Science, 2024); Felten, Raj and Seamans (2023). How we score. Updated 12 October 2026.